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Terms of Service

Last updated: September 13, 2025

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Terms of Service

Last updated: September 13, 2025

1) Overview

These Terms of Service ("Terms") govern your access to and use of the Breaking Into IB website, mentorship, and related services ("Services"). By using the Services, you agree to these Terms.

2) Program Description

The Services include education, coaching, interview preparation, networking systems, and materials intended to help candidates pursue investment banking roles.

3) Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and able to form a binding contract.

4) Payments & Refunds

  • Fees and payment schedules will be shown at checkout or in your enrollment agreement.
  • Unless a written refund policy is explicitly provided to you, all payments are non-refundable.

5) Scheduling & Cancellations

  • Calls are scheduled via our online calendar tool. Rescheduling is subject to availability.
  • No-shows may forfeit the session at our discretion.

6) Your Responsibilities

  • Complete assignments, practice drills, and requested outreach in good faith.
  • Provide accurate information in applications and on calls.

7) Intellectual Property

All content, frameworks, documents, and software are our intellectual property or used under license. You receive a personal, non-transferable license to use materials for your own learning only.

8) Privacy

Your use of the Services is also governed by our Privacy Policy.

9) Communications

By providing contact information, you consent to receive emails and messages related to the Services. You may opt out per message instructions.

10) Disclaimers

The Services are provided "as is." To the fullest extent permitted by law, we disclaim all warranties, express or implied.

11) Limitation of Liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, special, or consequential damages. Our aggregate liability will not exceed the amount you paid for the Services in the 3 months preceding the claim.

12) Indemnification

You agree to indemnify and hold us harmless from claims arising out of your use of the Services or violation of these Terms.

13) Termination

We may suspend or terminate access for breach of these Terms or misuse of the Services.

14) Governing Law

These Terms are governed by the laws of the State of [Your State], without regard to conflicts of law principles.

15) Changes to the Terms

We may update these Terms from time to time. Continued use constitutes acceptance of the updated Terms.

16) Contact

Breaking Into IB
Email: krishna@breakingintoib.com